The best thing about getting Thailand car insurance is that it provides you with solid coverage if ever you are involved in an accident in the country. There are even some specific car insurance plans that can be availed.
Thailand car insurance is something that people who are settling in Thailand often want to know about. It has been alleged that most of the car accidents that happen to take place in Thailand are at the hands of foreigners working illegally. For this reason, the Thai government has made it a point to discourage these illegal workers by putting up a lot of roadblocks on the exit from Thailand, checking on foreigners intending to reach the country to work in the various labor intensive industries including the construction field. Some of those who do reach the country to work legally would find the need for their own car. This is where Thailand car insurance comes in handy.
What you need to remember is that car insurance is meant to give you protection while driving in Thailand. Also, you won’t be able to own a car in this country without insurance. It should not be viewed as an unnecessary expense, though. You’ll never know what will happen on the road in a foreign country, so it’s best that you have something that can help you take care of the damaged car. In addition, Thailand car insurance also offers you the chance to get medical services in case of an accident.
The Need For Car Insurance Coverage In Thailand
So what types of things do Thailand car insurance cover? The first is medical costs in case of accidents. Yes, you are covered for any injuries that you might suffer in a vehicular accident. Plus, there’s also the small matter of car damage that you have to deal with. And of course, in case the car you are driving gets damaged due to fire or flooding then you are also insured.
Thailand car insurance also covers damages caused to your rental car in the event that it is damaged in an accident. This might include damages caused to the car due to a collision with another vehicle. In addition, if the car you are driving meets with an accident while being driven recklessly then there’s also the possibility that the damages you have caused on the car will also be borne by your insurance provider. Your insurance provider may bear a percentage of the total cost of repair.
There Are Different Types Of Car Insurance
There are Thailand car insurance plans that are designed especially for tourists, as well as for those foreign nationals who intend to make Thailand their home. Non-Thai people are also eligible for Thai car coverage. Generally, foreigners are categorised as tourists because their cars are not usually of Thai make. Foreigners can get Thailand car insurance in case they meet with accidents that are caused by a foreign national. Such accidents also include car theft. With the variety of insurance plans available, it is best to ask for car insurance quotes in Thailand (Thai translation: ประกันรถชั้น 1) from different providers to find out which one works best for your needs and your budget.
As mentioned, Thailand car insurance comes in different forms. Some auto insurance providers focus their car coverage plans only on Thailand residents. Other car insurance companies provide full coverage to all of their clients, no matter what their nationality is. The choice is really up to you and what coverage you want from your Thailand car insurance.